Well, I came to this question because I'm having similar problems. I do not agree about NOT extending the browser and go using APP. There's just hundreds of medium size business that dont have significant clientes using Windows RT, to justify a APP. I can't access none of my internet banking. All them need to install a Java add-in.... I'm really dissapointed. This is one of the most important things I need do in a Tablet and now, can't do it. Another very dissapointed issue is that my business is based on a Online Marketing Research Business and my Surface RT can't show all the pages of a given online survey. Can't wonder why, because in this case, there is no client application to be installed.